NEFT क्या पूरी जानकारी है?

NEFT का पूरा नाम National Electronic fund Transfer है। यह एक बैच ट्रांसफर प्रक्रिया है। जो की शुरूआत 2005 में की गई है।

इसका इस्तेमाल हम किसी एक व्यक्ति के बैंक एकाउंट से दूसरे व्यक्ति के बैंक में पैसे ट्रांसफर करने के लिए करते है। और इस सुविधा का लाभ आप राष्ट्रीय स्तर के किसी भी बैंक में उठा सकते हैं।

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आपकी जानकारी के लिए बता दें कि RBI ने NEFT ट्रांसफर के लिए दो ऑप्शन निर्धारित किये हैं। एंड RTGS (Real-time Gross settlement) के जरिये आप नेटबैंकिंग के द्वारा एक बैंक एकाउंट से दूसरे बैंक एकाउंट में आसानी से पैसे ट्रांसफर कर सकते हैं।

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– NEFT से आप जितना चाहे उतना रुपया एक पर में ट्रांसफर कर सकते हैं। RTGS में आप तुरंत पैसे ट्रांसफर कर दिए जाते हैं और NEFT में RBI द्वारा निर्धारित समय पर ही पैसे ट्रांसफर किये जाते हैं।

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आपको NEFT के द्वारा ट्रांजेक्शन करने के लिए आपको नेटबैंकिंग यूज़ करने वाले नागरिको का थर्ड पार्टी ट्रंजेक्शन को एक्टिवेट कराना आवश्यक है।

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NEFT एक बैच ट्रांसफर प्रक्रिया है इसलिए इसे पूरा होने में कुछ समय लगता है। लेकिन RTGS में ऐसा कुछ नही होता उसमे आप तुरंत फण्ड ट्रांसफर कर सकते हैं।

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– यदि आप RGTS के द्वारा केवल 2 लाख रुपये का लेन देन कर सकते हैं लेकिन NEFT में पैसे ट्रांसफर करने की कोई लिमिट नही है।

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NEFT क्या पूरी जानकारी है? के बारे में और जानने के लिए नीचे लिंक पर क्लिक करें?

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